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Bright Oak logo in whiteLumifi logo in white

Formerly Known As BrightOak

Now lumifi

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A division of oakstar bank

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A Brighter Way
to Finance

Making the world better begins with each customer we serve. At Lumifi, we are a values-first financial institution designed to deliver financial services that benefit people and planet. We empower customers to invest in environmentally responsible solutions, like affordable solar energy options, by providing thoughtful financial products and extraordinary service. We’re ambitiously creating a new way to bank with tomorrow in mind.

A Brighter Way
to Finance

Making the world better begins with each customer we serve. At Lumifi, we are a values-first financial institution designed to deliver financial services that benefit people and planet. We empower customers to invest in environmentally responsible technology by providing thoughtful products and extraordinary service. We’re ambitiously creating a new way to bank with tomorrow in mind.

Our Story

We have a passion to serve

In everything we do, we strive to uphold our core values: Stewardship, Empathy, Responsiveness, Vision, and Empowerment.

Lumifi offers solutions that are specifically tailored to consumers who are seeking solar loans and financing options for residential solar systems. With roots in community banking, we understand the value of customer service and ongoing relationships. Our journey into solar wasn't just a business decision; it was inspired by our belief in renewable energy's potential.

Today, we’ve built a team of industry veterans with experience in everything from solar panel installation to community banking. Together we are creating financial products and programs that are user-friendly for our contractor partners and beneficial for our customers—all while building a brighter future for our community and the environment.

Meet Our Team

Brad Harding
CEO
Adam Stipanovich
President
Eugene Han
EVP & General Counsel
Doug Page
EVP | Chief Credit Officer
Victoria Mackenzie
VP of Operations
Danielle Keller
VP of Technology
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The Impact Program

Putting our money where our values are

Investing in a brighter future is not just something we say, it’s something we do. Lumifi has dedicated a percentage of net profits to fund the Impact Program. We work collaboratively with our contractor partners to develop energy assistance programs that address needs specific to their community.
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Want To Learn More?

Download Our Digital Brochure

Learn more about Lumifi and how our solutions are designed to benefit people and the planet.
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Featured article

The Energy Saving Handbook: How to Save Money Every Month with Solar Panels

3.25.2024
Go beyond basic energy-saving strategies and spend even less on your monthly energy bills. Learn how to optimize your solar energy system and maximize savings with these helpful tips.

Featured article

3 of the Biggest Financial Advantages of Purchasing Solar Panels

2.13.2024
Discover how going solar benefits your budget. Dive deep into the way solar panels, solar batteries, and net metering work together to help you save more with solar and protect your financial future.

Featured article

The Energy Saving Handbook: How to Save Money Every Month with Solar Panels

3.25.2024
Go beyond basic energy-saving strategies and spend even less on your monthly energy bills. Learn how to optimize your solar energy system and maximize savings with these helpful tips.

Featured article

3 of the Biggest Financial Advantages of Purchasing Solar Panels

2.13.2024
Discover how going solar benefits your budget. Dive deep into the way solar panels, solar batteries, and net metering work together to help you save more with solar and protect your financial future.